Lay tortilla on plate. Spread with beans, drizzle with dressing and sprinkle with cheese. Place second tortilla on top and transfer to skillet. Cook 5 minutes, or until cheese is melted, flipping halfway.
Cut into wedges and serve warm or cold.
Fill pepper halves with avocado. Top with hummus. For extra boat flair, add toothpick on top with small paper triangles taped to the top.